The average monthly mortgage payment of CZK 1 million. CZK
21 694
CZK
Current value
21 393
CZK
Last month's value
The average monthly mortgage payment of 1 mil. CZK
Comment
The drop in mortgage rates by almost 0.4% points compared to their average level of 5.07% in 2024 brought, for an average mortgage size with its usual almost 27-year repayment period, a reduction in the monthly payment by more than CZK 800 to approximately CZK 22.1 thousand. CZK. This is a smaller saving than a reduction of more than CZK 2,600 at an interest rate of 5.81% in 2023 for the current value of the average new mortgage.
Source of primary data
CBA Hypomonitor
Note
The first time series reflects the average realized interest rate and the average amount of new mortgage originations from the CBA Hypomonitor.